A strong emphasis on time-tested investments and nothing speculative.
I use low-cost index funds as the base for portfolios, focusing on broad diversification and a long-term approach.
At First Shelbourne, I believe high-quality fiduciary advice shouldn't come with a high price tag. While the industry average fee for a $1 million portfolio is approximately 1.02% annually, my standard fee is just 0.50%.
Industry average based on 2025 AdvisoryHQ and Kitces Research studies. Lower fees do not guarantee higher investment returns. All investing involves risk.
First Shelbourne was established as a fully independent firm to eliminate the 'corporate tax' often found at large national institutions. Many advisory models operate like franchises, carrying high platform fees and corporate overhead that are ultimately passed down to the client. By removing these layers, it becomes possible to offer institutional-grade management at a transparent 0.50% annual fee.
Twenty years as a police officer protecting the streets of New York and Long Island taught a valuable lesson: integrity and protection are the foundations of trust. Today, those same principles drive the mission at First Shelbourne. This independent fiduciary firm was built to serve families who want an alternative to high-overhead national franchises.
Retirees and civil service workers deserve clarity when navigating the transition into retirement. When separating from service, the choice between staying in a current plan or moving to an independent IRA is a major decision. First Shelbourne provides a transparent, 0.50% fee-only model for those who value personal oversight and an independent strategy. After a career spent serving our community, you deserve a partner who will help compare the options and protect the future you’ve built.
When considering a rollover from an employer-sponsored plan, please consider all options, including leaving the funds in your current plan, where fees and investment choices may be lower or different than an IRA.
© 2026 First Shelbourne LLC, All rights reserved.
First Shelbourne LLC is a registered investment advisor in New York. Financial advisor services are offered through First Shelbourne LLC, an investment advisory firm domiciled in the State of New York. The presence of this website on the Internet shall not be directly or indirectly interpreted as a solicitation of investment advisory services to persons of another jurisdiction unless otherwise permitted by statute. Follow-up or individualized responses to consumers in a particular state by our firm in the rendering of personalized investment advice for compensation shall not be made without our first complying with jurisdiction requirements or under an applicable state exemption. This material is provided for informational purposes only and is not intended to be relied upon as a forecast, research, or investment advice, and is not a recommendation, offer or solicitation to buy or sell any securities or to adopt any investment strategy.
Form ADV | Disclosure | Terms | Privacy